A study on the Effectiveness of Direct Benefit Transfer in Socioeconomic Development
Article Sidebar
Main Article Content
Abstract
Direct Benefit Transfer (DBT) is an important initiative introduced by the Government of India to improve the delivery of welfare schemes and subsidies. Through this system, financial assistance is directly transferred to beneficiaries’ bank accounts, which helps in reducing corruption, delays, and misuse of funds. The present study focuses on examining the effectiveness of DBT in achieving socioeconomic development in India. It highlights the role of DBT in areas such as financial inclusion, poverty alleviation, women empowerment, transparency, and rural development. The study is based on secondary data collected from government reports, research articles, and official publications. The analysis shows that DBT has improved the efficiency of welfare distribution and supported inclusive growth through digital governance. At the same time, issues like lack of digital awareness, poor banking facilities in rural areas, and technical problems related to Aadhaar authentication still create challenges in the successful implementation of the system.
Downloads
Article Details
Section
This work is licensed under a Creative Commons Attribution 4.0 International License.
"All articles published in 'Aethel Research Digest Juncture: An International Journal (ARDJIJ)' are licensed under a Creative Commons Attribution 4.0 International License (CC BY 4.0). This permits anyone to copy, redistribute, remix, transmit and adapt the work provided the original work and source is appropriately cited. Authors retain the copyright of their work and grant the journal the right of first publication."
How to Cite
References
1. Government of India. (2024). New Delhi: Ministry of Finance. https://www.pib.gov.in/PressReleasePage.aspx?PRID=2088438®=3&lang=2
2. Ministry of Finance. (2024). Economic Survey of India 2023–24.. https://delhiplanning.delhi.gov.in/sites/default/files/Planning/economic_survey_of_delhi_2023-24_english.pdf
3. Ministry of Rural Development. (2023). MGNREGA annual report 2022–23. New Delhi: Government of India. https://nirdpr.org.in/NIRD_Docs/annualreports/AR%202022-23_Eng_Final.pdf
4. NITI Aayog. (2023). Digital governance and welfare delivery in India. New Delhi: Government of India. https://niti.gov.in/
5. Reserve Bank of India. (2024). Report on financial inclusion. Mumbai: RBI Publications. https://www.rbi.org.in/commonman/Upload/English/Content/PDFs/English_16042021.pdf
6. UIDAI. (2023). Aadhaar and direct benefit transfer system. New Delhi: Unique Identification Authority of India. https://uidai.gov.in/en/contact-support/have-any-question/308-english-uk/faqs/direct-benefit-transfer-dbt.html
7. World Bank. (2022). Digital financial inclusion in developing economies. Washington, DC: World Bank Publications. https://www.worldbank.org/ext/en/topic/financial-sector/financial-inclusion
8. DBT Bharat Portal. (2024). DBT statistics report. New Delhi: Government of India. Retrieved from DBT Bharat Portal https://dbtbharat.gov.in/
9. Umesh, R., & Nagaraju, Y. (2025). Direct benefit transfer in India: Progress, challenges, and the path forward. International Journal for Multidisciplinary Research (IJFMR), 7(2), 55–63.
10. Justin, J. (2018, August). A critical analysis of direct benefit transfer in India. International Journal of Research and Analytical Reviews (IJRAR), 5(3), 210–216.
11. Sharma, P. & et. al. (2023). Direct Benefit Transfer (DBT) in India: A strategic assessment of technology-driven welfare delivery. Journal of Technology Management for Growing Economies, 14(2), 88–97.
12. Kumar, S., Negi, & et. al. (2024). Direct benefit transfers: A revolutionary mechanism for financial inclusion. Shodh Samarth – Research Journal of Commerce, Management & Economics, 3(1), 41–49.